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Personal Umbrella Liability Insurance

Whether a client is a high-profile doctor, lawyer, celebrity, or a lower profile individual with a unique exposure, there are times when the potential liability can well exceed an individual’s homeowners or auto policy.
 
LexElite® Personal Umbrella/ Excess Personal Liability Insurance can provide important additional liability coverage beyond an individual’s homeowners and auto policy. LexElite Excess Personal Liability Insurance can provide vital coverage above an existing umbrella policy. Both coverages are designed to respond to the needs of individuals with substantial assets, high-value homes, or unusual exposures that make liability coverage elusive in the standard insurance market. Such exposures run the gamut from jet skis to poor driving records, from power boats to recreational vehicles.

Features and Benefits Back To Top
  • Coverage can be provided on a standalone basis or packaged with our LexElite Homeowners Insurance to provide protection at attractive rates
  • Uninsured/underinsured motorist coverage available
  • Personal injury liability protection available
  • Incidental business coverage available
  • Attractive rates and high limits available
 
Claims Back To Top

LexElite® claims are handled by professionals experienced in processing claims for complex personal lines exposures. The LexElite claims staff is dedicated to personal lines business. Working within personal lines helps to enhance the claims staff’s technical proficiency and allows them to provide an attention to detail that helps to ensure claims are settled efficiently and in a timely manner. LexElite claims professionals use local adjusting firms to help speed the claims settlement process. LexElite personal lines products can provide exceptionally stable solutions for personal lines exposures standard markets typically cannot or will not touch.

To report a claim please contact us:
LexOne hotline: 800-931-9546 
Excess General Liability Claims
Fax: 866-244-0519
E-mail: lexingtonexcessfnol@chartisinsurance.com

Product applications are intended solely for the use of licensed surplus lines brokers. As a surplus lines insurer, Lexington Insurance Company does not accept applications directly from insureds.